Personal Zakat Worksheet

Individuals preparing an annual personal Zakat review.

• Asset category
• Description
• Amount
• Included or excluded
• Notes

1. Download the blank CSV.
2. List each owned asset once and record its valuation date.
3. Mark treatment as included, excluded, or requiring review.
4. Use reviewed figures in the appropriate calculator and retain your assumptions.

The personal worksheet exists for the gap between remembering your assets and typing them into a calculator. Most miscalculations we caution about start before any arithmetic: an account listed twice, a balance read from statements dated three months apart, or gold recorded without its purity. Fill the worksheet on the day you choose as your calculation date, one row per asset, and those errors become visible before they reach a result.

It is deliberately a flat CSV rather than a form on this site: you can open it in any spreadsheet application, keep it on your own device, and reuse the same file next year as the starting point for comparison.

Suppose you hold a current account, a savings account, 40 grams of 22-karat gold, and a loan repayment due this month. That becomes four rows: two cash rows marked included with their statement date, one gold row marked requiring review (jewellery treatment is genuinely disputed, and the worksheet does not resolve it), and one liability row with the amount currently due. When you then open the main Zakat calculator, each field maps to rows you have already verified, and the 'requiring review' rows are your list of questions for a scholar.

The worksheet never decides whether an asset is Zakatable, which Nisab basis applies, or whether Hawl is complete — the included/excluded column records your decision, made with the methodology and, where needed, qualified guidance. It also holds no formulas: totals and the 2.5% calculation belong to the calculator, so the worksheet stays a record of facts rather than a competing computation.

The file downloads once and is never uploaded back: everything you write in it stays on your device, which also means this site cannot recover it for you — store it where you keep financial records. Its natural partner is the main Zakat calculator for the combined estimate, with the Nisab Checker for the threshold comparison the worksheet's rows feed into.

• The worksheet does not decide whether an asset is Zakatable.
• Do not enter information on a shared device without considering local file privacy.