Zakat Calculator
This calculator provides an estimate from the assumptions and values you select. Choose the Nisab profile and Hawl status that reflect the guidance applicable to you.
Gold and silver prices are entered by you. The site does not retrieve live prices or convert currencies.
About this estimate
The calculation uses the profile, prices, Hawl status, assets, and liabilities you provide. It does not determine which profile or liability treatment applies to you.
Metal weights are displayed to up to four decimal places. For example, 1 g. Per-gram prices follow the selected currency label, such as $1.00/g. The centrally configured calculation rate is 2.5%.
What this tool does
Assesses your wealth as a single pool — cash, gold, silver, investments, business assets, and receivables — deducts the liabilities you consider eligible, compares the total against a Nisab threshold, and applies 2.5% if the threshold is met and Hawl is complete.
When to use it
- You hold more than one kind of Zakatable asset and want one figure covering all of them.
- You are close to the threshold, where assessing assets separately and assessing them together give different answers.
- You want the assumptions behind the figure — profile, rate, Hawl status, methodology version — listed alongside the result.
How the figure is produced
- Every asset amount you enter is added to give gross Zakatable wealth. Metal holdings are valued by multiplying the weight you enter by the per-gram price you supply.
- The eligible liabilities you enter are subtracted to give net Zakatable wealth.
- The Nisab threshold comes from the basis you selected: a metal profile (85g or 87.48g of gold, 595g or 612.36g of silver) priced at your per-gram figure, or a flat amount you typed.
- If Hawl is marked complete and net wealth is at or above the threshold, the estimate is 2.5% of net Zakatable wealth. If either condition fails, no amount is returned and the page names the condition that failed.
Worked example
Someone holds 12,000 in cash and savings, 60 grams of gold priced at 75.00 per gram, and 8,000 in shares they treat as fully Zakatable. They deduct 3,000 of currently due obligations, select the 85-gram gold profile at the same price, and mark Hawl complete.
- Cash and savings
- 12,000.00
- Gold (60 g × 75.00)
- 4,500.00
- Shares
- 8,000.00
- Gross Zakatable wealth
- 24,500.00
- Eligible liabilities
- 3,000.00
- Net Zakatable wealth
- 21,500.00
- Nisab threshold (85 g × 75.00)
- 6,375.00
- Threshold status
- At or above Nisab
- Estimated Zakat (2.5% of 21,500.00)
- 537.50
Assessed on its own, the 4,500.00 of gold would fall below the 6,375.00 threshold and return nothing. Pooled with everything else it is comfortably in scope. That difference is the reason to use this page rather than the single-asset calculators when you hold more than one kind of asset.
Assumptions built in
- All values are in one currency. The currency selector labels the output; it never converts between currencies.
- Each asset is entered once. Holdings that appear in more than one statement are the most common source of double counting, and the tool cannot detect it.
- The liabilities figure is accepted as given. The tool does not test whether a particular debt is deductible under the approach you follow.
- Metal prices, purity, and weight are yours to verify; nothing is fetched or filled in for you.
Limitations
- The three inputs that move the answer most — which Nisab basis applies, which debts may be deducted, and how jewellery is treated — are all genuinely disputed, and the tool applies your choices rather than making them.
- Assets with restricted access, such as pensions and some long-term investments, are not automatically excluded or included; how they are treated is a question for qualified guidance.
- The output is arithmetic, not a ruling. Whether an asset is Zakatable at all, and which threshold applies to you, are questions this tool does not answer.
- Hawl is a lunar year. Repeating this calculation on the same Gregorian date each year will gradually drift away from the lunar anniversary.
How this differs from the related tools
- Nisab Checker
Answers only whether an amount reaches the threshold, with no rate applied. Useful as a first check before working through this page.
- Single-asset calculators
The gold, silver, cash, business, salary, stock, and crypto pages each isolate one asset type. They are easier to fill in, but as the example above shows, assessing in isolation can put you on the wrong side of the threshold.
- How to calculate Zakat
Walks through the same steps in prose, including the questions about eligibility and timing that the form takes as given.
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