Mutual Fund Zakat Calculator

Estimate Zakat on mutual-fund or collective-investment holdings using values and a calculation approach selected by you.

Equity, money-market, commodity, sukuk, mixed, and other funds can contain different assets. Use reliable fund information for a Zakatable-percentage approach.

Calculation approach

Choose the approach appropriate to your circumstances and guidance.

Investment calculation approach

The calculator does not select a universally correct method.

Currency and Nisab

Currency

All monetary amounts must be entered in the selected currency. Changing currency does not convert values.

Nisab basis

Select the basis you intend to use. No option is presented as universally preferred.

Fund values

Values are entered by you. No market or fund data is retrieved.

Current total value of eligible fund holdings

USD

Enter the current total fund value. The calculator does not retrieve NAV or infer underlying composition.

Retained fund distributions

USD

Enter eligible distributions still held only if they are not already included in the current fund value.

Eligible short-term investment liabilities

USD

Enter only eligible short-term liabilities. Do not deduct long-term debt automatically in full.

Hawl status

Hawl treatment depends on your circumstances and how the holdings are tracked.

What is included

Current fund value under the selected approach
User-entered Zakatable percentage where selected
Eligible retained fund distributions
Eligible short-term investment liabilities

What is excluded

Fund database, ticker, or NAV API
Automatic underlying-asset classification
Sharia-compliance rating or screening
Return projections, tax calculations, or investment advice

Worked example

Approach: Zakatable-portion approach
Current fund holdings value: $25,000.00
User-entered Zakatable percentage: 40%
Eligible fund holdings portion: $10,000.00
Retained fund distributions: $1,000.00
Eligible liabilities: $1,000.00
Net Zakatable amount: $10,000.00
Estimated Zakat at 2.5%: $250.00

This example uses a user-entered 40% Zakatable portion and assumes Hawl is complete and the selected Nisab threshold is no more than the net amount.

Methodology and limitations

Choose the approach appropriate to your circumstances. For a Zakatable-portion method, obtain reliable underlying information and enter the percentage yourself. Avoid counting retained cash twice.

Review the calculation guide, Nisab guide, methodology, and sources policy.

Results are estimates, not a religious ruling or investment advice. Confirm your method with a qualified scholar or trusted local authority. See the disclaimer.

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