Build an asset inventory
List assets, quantities, custody locations, ownership shares, restrictions, and valuation time.
Exclude assets not owned and identify lost access, locked balances, staking arrangements, or disputed ownership for separate review.
Choose and record a valuation basis
Use a reliable external source and timestamp for any market value, noting liquidity and currency conversion assumptions.
A converted spot value is not necessarily a realizable local retail value.
Treatment and calculation
A calculator may apply arithmetic to an entered value under a chosen method. It cannot determine whether every token is currency, trade inventory, an investment interest, or another kind of right.
Combine values consistently with other included assets before reviewing Nisab, Hawl, and liabilities.
Practical examples
Timestamped portfolio value
A holder records quantities and an external valuation at one stated time, converts consistently, and preserves the source before entering the total.
Important cautions
- Do not use an unsourced or stale market value.
- Do not assume illiquid, locked, lost, or disputed assets have the same treatment as accessible holdings.
Differences of opinion
Classification and treatment can differ across token types, trading intentions, staking arrangements, inaccessible holdings, and emerging products.
When to consult a scholar
Consult a qualified scholar for personal circumstances, disputed asset treatment, complex ownership, inheritance, or uncertainty about the methodology you follow.
Related calculators
Related Academy articles
Sources
- Quran 9:103 — giving from wealthPublisher: Quran.com · Accessed 2026-07-29 · Verification: verified
- Online Zakat Calculator methodologyPublisher: Online Zakat Calculator · Accessed 2026-07-29 · Verification: verified
- Online Zakat Calculator source policyPublisher: Online Zakat Calculator · Accessed 2026-07-29 · Verification: verified